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Medicare Savings Program (seniors and disabled)

Medicare Savings Program

Medicare Savings Programs help Medicare recipients pay for all or part of their Medicare premiums. Eligibility is based on those who meet income and resource requirements.

Income and resource limits

For any of the cost-sharing programs your resources (assets) must be under $7,970 for an individual and $11,960 for a couple:

  • Qualified Medicare Beneficiary Program (QMB)
    QMB pays your Part B Medicare premium, and the cost, if any, of your Part A premium. QMB also pays your Medicare co-payments and deductibles. To be eligible your income must be no more than:
    • $1,074 per month for one person, or
    • $1,451 per month for a couple

  • Specified Low-Income Medicare Beneficiary Program (SLMB)
    • $1,288 per month for one person, or
    • $1,742 per month for a couple

  • Qualified Individual (QI-1) Program
    • $1,449 per month for one person, or
    • $1,960 per month for a couple

Examples of resources:

  • Cash
  • Bank accounts
  • Certificates of deposits
  • Savings bonds
  • Stocks
  • Real property (except the home you live in)
  • Recreational vehicle

How to get help