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Medicare Savings Program (seniors and disabled)

Medicare Savings Program

Medicare Savings Programs help Medicare recipients pay for all or part of their Medicare premiums. Eligibility is based on those who meet income and resource requirements.

Income and resource limits

For any of the cost-sharing programs your resources (assets) must be under $7,280 for an individual and $10,930 for a couple:

  • Qualified Medicare Beneficiary Program (QMB)
    QMB pays your Part B Medicare premium, and the cost, if any, of your Part A premium. QMB also pays your Medicare co-payments and deductibles. To be eligible your income must be no more than:
    • $990 per month for one person, or
    • $1,335 per month for a couple

  • Specified Low-Income Medicare Beneficiary Program (SLMB)
    • $1,188 per month for one person, or
    • $1,602 per month for a couple

  • Qualified Individual (QI-1) Program
    • $1,337 per month for one person, or
    • $1,803 per month for a couple

Examples of resources:

  • Cash
  • Bank accounts
  • Certificates of deposits
  • Savings bonds
  • Stocks
  • Real property (except the home you live in)
  • Recreational vehicle

How to get help