Basic steps in elevating a building
Professionals disconnect all utilities.
A professional house mover is hired to disconnect the house from existing foundation, raise it up to new height, and provide a temporary foundation.
Temporarily reconnect the utilities so the house is livable while foundation work is done.
A temporary access staircase is built to meet the new height of the structure.
A new permanent foundation is constructed.
The house is lowered onto the new foundation and secured with anchor bolts.
Utilities are permanently reconnected.
A new permanent access staircase and landing are built.
- The brochure Elevating Structures to Reduce Flood Damages: Guidelines for Property Owners provides more detailed information on the home elevation process.
What other programs are available to residents?
Listed below are programs to help you elevate your home. Note that most of these programs only become available after a major flood event.
Increased Cost of Compliance
Ask your insurance agent about "Increased Cost of Compliance" insurance coverage, which is included in all flood insurance policies.
This coverage allows payment of up to an additional $30,000 to cover compliance with local ordinances affecting repair or reconstruction involving elevation, floodproofing, relocation or demolition of a structure, after a direct loss caused by a flood. King County must determine your home has been substantially damaged (damages exceeding 50% of the value of the structure) and provide you with a letter verifying the damages.
Small Business Association loans
After a presidentially declared disaster, small business association (SBA) loans become available to qualified property owners. If you are approved for an SBA loan, you may be eligible for up to an additional 20 percent of your loan amount for use in hazard mitigation projects, such as home elevations. For more information, visit: the Federal Emergency Management Agency (FEMA) or the U.S. Small Business Administration (SBA).