I am in foreclosure. What do I do?
Our next foreclosure auction will begin on September 12, 2019. You have until 4:30pm on September 11th to submit payment and avoid foreclosure.
The foreclosure process on real property is initiated when any ONE tax, assessment, fee or lien becomes a full three years delinquent.
We have filed our Certificate of Delinquency, which included parcels that were delinquent from 2015 and prior; in order to remove your parcel from the foreclosure action, you must now:
- Pay ALL taxes, fees, interest, penalties and foreclosure costs.
- Payment must be made in certified funds.
- Payments by personal check will be returned with no exceptions.
- The online payment option is not available for properties in foreclosure.
- Credit/debit card payments will be accepted in our offices at 500 4th Avenue, #600, Seattle, between the hours of 8:30-4:30 Monday through Friday (convenience fee applies).
Payments are accepted only from parcel owners or parties with a recorded interest in the parcel. If you are planning to pay on behalf of a taxpayer whose parcel is subject to foreclosure, you must provide notarized documentation granting you authority to do so, per RCW… Please click here to obtain the King County “Authorization to pay Property Tax as Agent” form.
Your mortgage company may be willing to pay your outstanding taxes to protect their interest. Please notify them of the impending foreclosure.
If you don’t know how you are going to find a way to redeem your parcel, and the parcel subject to foreclosure is your primary residence, the Washington Homeownership Resource Center operates the Washington State foreclosure hotline. They may be able to connect you with legal and/or rescue loan assistance. They can be reached at 206-542-1243 or toll-free by dialing 877-894-4663.
NOTICE TO SENIOR CITIZENS AND DISABLED PERSONS:
You may qualify for exemption or deferral programs. Please note basic requirements:
- Exemption: You may qualify for a property tax reduction (exemption) if your income is $40,000 or less and you are 61 or older on or before December 31st of the previous year you are applying for, or be able to obtain a physician’s signature verifying your disability.
- Deferral: You may qualify for Washington State to pay your property tax which becomes a lien against the property. Disposable income must be $45,000 or less and you must be 60 or older on or before December 31st of the year the application for deferral is filed. If you qualify for a deferral you can avoid property tax foreclosure action.
- The property in question must be your primary residence.
If you believe you are eligible, please contact the King County Department of Assessments, at email address email@example.com or call 206-296-3920 for information and assistance.
Bankruptcy? Contact us immediately at 206-263-2649 and provide us with your bankruptcy filing number or the receivership cause number if you are receiving this notification and you have filed for bankruptcy or a receivership. King County does not intend to proceed with foreclosure if a bankruptcy or receivership automatic stay prohibits such action.