Facts About Employment
Behavioral Health and Recovery Division
Facts About Mental Illness And Employment
There are a number of mental health centers in King County that can assist you with employment matters. It is very important that you work closely with a benefit specialist at your mental health agency or call Plan for Work at 1-866-497-9443 or plantowork.org. These agencies understand all the details of how employment affects your benefits. If you carefully follow the social security rules, you don’t have to worry about losing your medications, your medical coupon, or your social security check. Here are a few facts related to employment and the effects on your benefits. They can also help you follow social security rules to maintain your financial benefits and medical benefits to the greatest degree possible.
Research studies on people who are unemployed show they are more likely to be depressed, abuse substances, feel worthless, be isolated from others, have low self-esteem, and to have low income levels.
Although your SSI check is reduced for any income you make above the federally specified amount per month, you will have more money to spend or save by working and continuing to receive a SSI check. If you receive the standard individual SSI benefit per month and earn income from work, although you may receive less from your SSI benefit, you will still receive more total income than you would receive from a SSI check alone. -Furthermore, income you save for a specific work goal through the “plan to achieve self support” (PASS) program is not included when calculating how your work earnings impact your SSI check. Like many workers these days, you would be paying part of your income for your health insurance (medical coupon).
If you receive Social Security Disability (SSDI), you are allowed nine “trial work months” in a five year period without impacting your SSDI benefit. A trial work month is any month in which your income (minus work expenses) is more than the federally identified income limits per month. After completing the Trial Work Period, you may receive your SSDI benefits for an extended period while if you earn less than the federally identified income amount.
Each year, the federally identified income limits and benefit amounts change. For the most updated information, consult the benefits specialist at your behavioral health agency or call Plan To Work at 1-866-206-322-8181.
A state program called Healthcare for Workers with Disabilities (HWD) allows people with disabilities to purchase medical coupons on a very reasonable sliding fee schedule. If your net income is less than -the federally identified amount per month for one person, you can purchase medical coupons to pay for your medication and medical care.