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Life and disability insurance are important to those who depend on you for financial security. Survivor benefits provide financial assistance in your absence.

King County provides employees with basic life, basic accidental death and dismemberment (AD&D), and long-term disability (LTD) insurance. These benefits are paid for by King County and enrollment is automatic. You may also opt to purchase additional life, AD&D, and short-term disability coverage. A
welcome kit, including beneficiary information, is mailed to new enrollees by the insurance provider.

King County employees are provided with a basic life insurance policy, as well as the opportunity to elect additional life insurance for yourself, a spouse or state-registered domestic partner, and children.

  • For the Regular, full-time Transit ATU 587, and Deputy Sheriff employee benefit groups, the basic life insurance policy is typically equal to your base annual salary to a maximum of $200,000.
  • For part-time Transit ATU 587 employees, the basic life benefit is $25,000.

For complete plan details, see Benefits Summaries.

You can purchase additional life insurance for yourself or eligible dependents within 30 days of hire or when you have a qualifying life event. For rates, go to the Benefit Costs page or use the Life and Disability Rate Calculator.

To select your life insurance beneficiaries, complete the Beneficiary Designation Form.

Coverage is through Securian Financial, the parent company of Minnesota Life Insurance Company.

Securian Financial
Policy #: 34457
Phone: 866-293-6047 (customer service)
866-365-2374 (conversion/portability)
888-658-0193 (claims)
800-872-2214 (medical underwriting)
Mail: Minnesota Life Insurance Company, 400 Robert Street North, St. Paul, MN 55101

King County employees are provided with a basic accidental death & dismemberment (AD&D) insurance policy and the opportunity to elect additional AD&D insurance for yourself and your eligible dependents.

  • The basic AD&D policy for the Regular, full-time Transit ATU 587, and Deputy Sheriff employee benefit groups is typically equal to your base annual salary to a maximum of $200,000.
  • For part-time Transit ATU 587 employees, the basic AD&D benefit is $25,000.

For complete plan details, see Benefits Summaries.

You can purchase additional life insurance for yourself or eligible dependents within 30 days of hire, during Open Enrollment, or when you have a qualifying life event. For rates, go to the Benefit Costs page or use the Life and Disability Rate Calculator.

To select your AD&D insurance beneficiaries, complete the Beneficiary Designation Form.

Coverage is through Securian Financial, the parent company of Minnesota Life Insurance Company.

Securian Financial
Policy #: 34458
Phone: 866-293-6047 (customer service)
866-365-2374 (conversion/portability)
888-658-0193 (claims)
800-872-2214 (medical underwriting)
Mail: Minnesota Life Insurance Company, 400 Robert Street North, St. Paul, MN 55101

Change for 2022

 

The King County employee short-term disability plan will be discontinued in 2022. If you are currently enrolled, your short-term disability plan coverage will automatically end on Dec. 31, 2021, or you can use the Discontinue Short-term Disability form to unenroll at any time. For more information, go to the FAQ

See information about the Washington Paid Family and Medical Leave program, which provides paid time off to welcome a new child, care for a sick loved one, or recover from a serious medical condition.  .

Employees in the Regular employee benefit group can elect a King County-sponsored short-term disability insurance policy that provides additional income protection by replacing a percentage of your pay if you cannot work because of a covered illness or injury.

Payments for approved conditions begin after a 60-day waiting period. The waiting period reduces to 14-days after 12 months of coverage or when your short-term disability condition is from an accident.

The benefit period is up to 90 days, after which, your short-term disability eligibility ends and you may be eligible for long-term disability.
 
After the waiting period, the weekly benefit is 60% of your salary, up to $1,500. Income from other sources, including the following, may impact payment amounts:
  • Sick leave accruals (required to be used when using protected leave such as FMLA)
  • Workers’ compensation
  • Washington's Paid Family and Medical Leave (WAPFML)

Washington State’s new Paid Family and Medical Leave (WAPFML) law provides eligible employees with additional income from the State of Washington when on leave for approved medical conditions. Funds received from the State will offset payments from short-term disability, as follows:

  • Earn under $86,000: WAPFML will offset short-term disability payments for a maximum short-term disability payment of $15 per week.
  • Earn more than $86,000: WAPFML will offset short-term disability payments which range from $15-$500 depending upon pre-disability earnings.

Short-term disability coverage is optional and can be dropped at any time.

To help you decide if short-term disability is right for you, see the decision support tools provided by The Standard, including videos, benefit and claims examples, rates, and coverage highlights.

Not currently offered to the Transit ATU 587 or Deputy Sheriff employee benefit groups.

More information
Coverage is through Standard Insurance Company (The Standard).

The Standard Policy #: 752580
Phone: 844-239-3567 (claims)
Claims: The Standard Employee Benefits Department, P.O. Box 2800, Portland, OR 97208
The Standard Online Claim Form

King County employees are provided with long-term disability (LTD) insurance that provides income protection by replacing a percentage of your pay if you become disabled and are unable to work.

If you are approved for LTD, this benefit combines with other sources of disability income, as follows:

  • Regular employee benefit group: King County-paid LTD replaces 60% of your pre-disability earnings (to a maximum benefit of $7,200 per month) after a 90-day waiting period.
  • Transit ATU 587 employee benefit group: King County-paid LTD replaces 60% of your pre-disability earnings (to a maximum benefit of $6,000 per month) after a 180-day waiting period. You can purchase additional LTD insurance for yourself only within 30 days of hire. For rates, go to the Benefit Costs page or use the Life and Disability Rate Calculator.
  • Puget Sound Police Managers Association (PSPMA) Majors and Captains (AA1 & AA2): King County-paid LTD replaces 60% of your pre-disability earnings (to a maximum benefit of $7,200 per month) after a 90-day waiting period.

For complete plan details, see Benefits Summaries.

Coverage is through Standard Insurance Company (The Standard).

The Standard Policy #: 752580
Phone: 844-239-3567 (claims)
Claims: The Standard Employee Benefits Department, P.O. Box 2800, Portland, OR 97208
The Standard Online Claim Form

Learn about the WA Cares Fund, a state long-term care insurance benefit funded by an employee-only payroll deduction.

Benefits and retirement

Phone 206-684-1556
Fax: 206-296-7700

Phone hours:
9 a.m. – 4 p.m. weekdays
Payroll

Fax: 206-296-7678