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Short-term disability

Employees in the Regular employee benefit group can elect a King County-sponsored short-term disability insurance policy that provides additional income protection by replacing a percentage of your pay if you cannot work because of a covered illness or injury.

The total benefit period is 90 days. Payments for approved conditions begin after the waiting periods have been met. Waiting periods vary, as follows, depending on when coverage was elected:

  • 14-day waiting period: Elected during Nov. 2018 Open Enrollment or elected when newly eligible for benefits.
  • 60-day waiting period: Elected during Nov. 2019 Open Enrollment. Waiting period will be reduced to 14-days after 12 months of coverage or if your short-term disability condition is from an accident.
Payments for approved conditions begin after the waiting periods have been met. Upon day 90, short-term disability eligibility ends and employees may be eligible for long-term disability.
 
After the waiting period, the weekly benefit is 60% of your salary, up to $1,500. Income from other sources, including the following, may impact payment amounts:
  • Sick leave accruals (required to be used when using protected leave like FMLA)
  • Workers’ compensation
  • Washington's Paid Family and Medical Leave (WAPFML)
NEW!

Washington State’s new Paid Family and Medical Leave (WAPFML) law provides eligible employees with additional income from the State of Washington when on leave for approved medical conditions. Funds received from the State will offset payments from short-term disability, as follows:

  • Earn under $86,000: WAPFML will offset short-term disability payments for a maximum short-term disability payment of $15 per week.
  • Earn more than $86,000: WAPFML will offset short-term disability payments which range from $15-$500 depending upon pre-disability earnings.

Short-term disability coverage is optional and can be dropped at any time.

To help you decide if short-term disability is right for you, see the decision support tools provided by The Standard, including videos, benefit and claims examples, rates, and coverage highlights.

Not currently offered to the Transit ATU 587 or Deputy Sheriff employee benefit groups.

More information
Coverage is through Standard Insurance Company (The Standard).

The Standard
Phone: 844-239-3567 (claims)
Claims: The Standard Employee Benefits Department, P.O. Box 2800, Portland, OR 97208
The Standard Online Claim Form

Life insurance

King County employees are provided with a basic life insurance policy, as well as the opportunity to elect additional life insurance for yourself, a spouse or state-registered domestic partner, and children.

  • For the Regular and full-time Transit ATU 587 employee benefit groups, the basic life insurance policy is typically equal to your base annual salary to a maximum of $200,000.
  • For part-time Transit ATU 587 employees, the basic life benefit is $25,000.
  • For Deputy Sheriff employees, the basic life benefit is $6,000.

For complete plan details, see Benefits Summaries.

You can purchase additional life insurance for yourself or eligible dependents within 30 days of hire or when you have a qualifying life event. For rates, go to the Benefit Costs page or use the Life and Disability Rate Calculator.

To select your life insurance beneficiaries, complete the Beneficiary Designation Form.

Coverage is through Minnesota Life Insurance Company, a Securian Financial Group affiliate.

Minnesota Life Insurance Company, a Securian Financial Group affiliate
Phone: 866-293-6047 (customer service)
866-365-2374 (conversion/portability)
888-658-0193 (claims)
800-872-2214 (medical underwriting)
Mail: Minnesota Life Insurance Company, 400 Robert Street North, St. Paul, MN 55101

Accidental death and dismemberment (AD&D)

King County employees are provided with a basic accidental death & dismemberment (AD&D) insurance policy and the opportunity to elect additional AD&D insurance for yourself and your eligible dependents.

  • The basic AD&D policy for the Regular and full-time Transit ATU 587 employee benefit groups is typically equal to your base annual salary to a maximum of $200,000.
  • For part-time Transit ATU 587 employees, the basic AD&D benefit is $25,000.
  • For Deputy Sheriff employees, the basic AD&D benefit is $6,000.

For complete plan details, see Benefits Summaries.

You can purchase additional life insurance for yourself or eligible dependents within 30 days of hire, during Open Enrollment, or when you have a qualifying life event. For rates, go to the Benefit Costs page or use the Life and Disability Rate Calculator.

To select your AD&D insurance beneficiaries, complete the Beneficiary Designation Form.

Coverage is through Minnesota Life Insurance Company, a Securian Financial Group affiliate.

Minnesota Life Insurance Company, a Securian Financial Group affiliate
Phone: 866-293-6047 (customer service)
866-365-2374 (conversion/portability)
888-658-0193 (claims)
800-872-2214 (medical underwriting)
Mail: Minnesota Life Insurance Company, 400 Robert Street North, St. Paul, MN 55101

Long-term disability

King County employees are provided with long-term disability (LTD) insurance that provides income protection by replacing a percentage of your pay if you become disabled and are unable to work.

If you are approved for LTD, this benefit combines with other sources of disability income, as follows:

  • Regular employee benefit group: King County-paid LTD replaces 60% of your pre-disability earnings (to a maximum benefit of $7,200 per month) after a 90-day waiting period.
  • Transit ATU 587 employee benefit group: King County-paid LTD replaces 60% of your pre-disability earnings (to a maximum benefit of $6,000 per month) after a 180-day waiting period. You can purchase additional LTD insurance for yourself only within 30 days of hire. For rates, go to the Benefit Costs page or use the Life and Disability Rate Calculator.
  • Puget Sound Police Managers Association (PSPMA) Majors and Captains (AA1 & AA2): King County-paid LTD replaces 60% of your pre-disability earnings (to a maximum benefit of $7,200 per month) after a 90-day waiting period.

For complete plan details, see Benefits Summaries.

Coverage is through Standard Insurance Company (The Standard).

The Standard
Phone: 844-239-3567 (claims)
Claims: The Standard Employee Benefits Department, P.O. Box 2800, Portland, OR 97208
The Standard Online Claim Form

Benefits and retirement

Phone 206-684-1556
Fax: 206-296-7700

Phone hours:
9 a.m. – 4 p.m. weekdays
Payroll

Fax: 206-296-7678