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Life and disability insurance are important to those who depend on you for financial security. Survivor benefits provide financial assistance in your absence.

King County provides employees with basic life, basic accidental death and dismemberment (AD&D), and long-term disability (LTD) insurance. These benefits are paid for by King County and enrollment is automatic. You may also opt to purchase additional life and AD&D coverage. A welcome kit, including beneficiary information, is mailed to new enrollees by the insurance provider.

New for 2023

Supplemental Life changes and enrollment opportunity

During Open Enrollment this year, Nov. 1–15, employees in the Regular and the Transit ATU 587 Full-time Full-benefits groups have an opportunity to enroll or increase your current supplemental life coverage amount. Beginning in 2023, you can elect up to 6x your annual salary, up to a maximum of $750,000. Evidence of insurability may be required. No new options are available for spouse/domestic partner coverage. For more information, see the Cigna Life Insurance Flyer and the Supplemental Life FAQ. (Note: This enrollment opportunity does not apply to Transit ATU 587 employees in the Part-time Full Benefits or Part-time Partial Benefits groups.)

King County employees are provided with a basic life insurance policy, as well as the opportunity to elect additional life insurance for yourself, a spouse or state-registered domestic partner, and children.

  • For the Regular, full-time Transit ATU 587, and Deputy Sheriff employee benefit groups, the basic life insurance policy is typically equal to your base annual salary to a maximum of $200,000.
  • For part-time Transit ATU 587 employees, the basic life benefit is $25,000.

For complete plan details, see Benefits Summaries.

You can purchase additional life insurance for yourself or eligible dependents within 30 days of hire or when you have a qualifying life event. For rates, go to the Benefit Costs page or use the Life and Disability Rate Calculator.

To select your life insurance beneficiaries, complete the Beneficiary Designation Form.

Coverage is through Securian Financial, the parent company of Minnesota Life Insurance Company.

Securian Financial
Policy #: 34457
Phone: 866-293-6047 (customer service)
866-365-2374 (conversion/portability)
888-658-0193 (claims)
800-872-2214 (medical underwriting)
Mail: Minnesota Life Insurance Company, 400 Robert Street North, St. Paul, MN 55101

King County employees are provided with a basic accidental death & dismemberment (AD&D) insurance policy and the opportunity to elect additional AD&D insurance for yourself and your eligible dependents.

  • The basic AD&D policy for the Regular, full-time Transit ATU 587, and Deputy Sheriff employee benefit groups is typically equal to your base annual salary to a maximum of $200,000.
  • For part-time Transit ATU 587 employees, the basic AD&D benefit is $25,000.

For complete plan details, see Benefits Summaries.

You can purchase additional life insurance for yourself or eligible dependents within 30 days of hire, during Open Enrollment, or when you have a qualifying life event. For rates, go to the Benefit Costs page or use the Life and Disability Rate Calculator.

To select your AD&D insurance beneficiaries, complete the Beneficiary Designation Form.

Coverage is through Securian Financial, the parent company of Minnesota Life Insurance Company.

Securian Financial
Policy #: 34458
Phone: 866-293-6047 (customer service)
866-365-2374 (conversion/portability)
888-658-0193 (claims)
800-872-2214 (medical underwriting)
Mail: Minnesota Life Insurance Company, 400 Robert Street North, St. Paul, MN 55101

King County employees are provided with long-term disability (LTD) insurance that provides income protection by replacing a percentage of your pay if you become disabled and are unable to work.

If you are approved for LTD, this benefit combines with other sources of disability income, as follows:

  • Regular employee benefit group: King County-paid LTD replaces 60% of your pre-disability earnings (to a maximum benefit of $7,200 per month) after a 90-day waiting period.
  • Transit ATU 587 employee benefit group: King County-paid LTD replaces 60% of your pre-disability earnings (to a maximum benefit of $6,000 per month) after a 180-day waiting period. You can purchase additional LTD insurance for yourself only within 30 days of hire. For rates, go to the Benefit Costs page or use the Life and Disability Rate Calculator.
  • Puget Sound Police Managers Association (PSPMA) Majors and Captains (AA1 & AA2): King County-paid LTD replaces 60% of your pre-disability earnings (to a maximum benefit of $7,200 per month) after a 90-day waiting period.

For complete plan details, see Benefits Summaries.

Coverage is through Standard Insurance Company (The Standard).

The Standard Policy #: 752580
Phone: 844-239-3567 (claims)
Claims: The Standard Employee Benefits Department, P.O. Box 2800, Portland, OR 97208
The Standard Online Claim Form

Learn about the WA Cares Fund, a state long-term care insurance benefit funded by an employee-only payroll deduction.

Benefits and retirement

Phone 206-684-1556
Fax: 206-296-7700

Phone hours:
9 a.m. – 4 p.m. weekdays
Payroll

Fax: 206-296-7678