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Deferred Loan Program

Up to $34,000, no interest

Matching Funds Loan Program

Up to $34,000, no interest, with matching funds from the homeowner for a total of $68,000.

Housing Repair Brochure The Deferred and Matching Funds Loan Programs may be combined for a total of $102,000.


You are eligible for either loan program if you:

  • Own and live in your home
  • Live in King County, outside the City of Seattle, Bellevue, Kent, Federal and Auburn
  • Have eligible household income
  • Do not have more than $40,000 in assets (except the equity in home)
  • Have some home equity


The loan must be repaid when you sell or transfer the home, if you move out, and in some cases, if you take out a home equity loan.

How to apply

Call 206-263-9095 between 8 a.m. and 3 p.m. Monday through Friday.
Click here for income eligibility information.
Contact Us

Phone 206-263-9105

TTY Relay: 711

Fax: 206-296-5260